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Review the Health Care Economics Issues HMO Simulation.
Select either Constructit or E-editor to analyze for your paper.
Prepare a 1,050- to 1,400-word paper in which you present a profile of the chosen company, including the demographics of the employees, the health care risk factors or potential areas of high utilization, and the premiums the company is willing to pay.
As a representative of Castor Insurance, your job is to maximize profit and minimize risk for the company. Based on your analysis of potential utilization, provide at least two reasons why each plan could be selected. Then state which plan you would select to sell to your chosen company. What are the reasons for this decision? Why did you not select the other plans offered?
Note: This simulation deals with some issues from the perspective of the HMO. As a key member of the Castor Collins HMO team, you will design health care plans and/or choose to reject services for two companies looking for coverage.
PLEASE do not advance in the simulation when Deardon Industries is introduced relative to Castor Premium. You are not required to include that portion of the simulation in your essay. PLEASE do not include that information in your paper.